Information We Collect

Personal Information

When you sign up for wobelitopirakora, we collect basic details like your name, email address, phone number, and business information. We need this to set up your account and communicate with you about your cash flow data.

Financial Data

Our service works by analyzing your cash flow patterns. This means we collect transaction data, account balances, payment histories, and financial projections you input into the platform. We also gather information about how you categorize expenses and income streams.

Technical Information

Like most online services, we automatically collect certain technical data when you use wobelitopirakora. This includes your IP address, browser type, device information, and how you interact with our platform. We use this to improve performance and troubleshoot issues.

How We Use Your Information

Your data serves specific purposes. We use it to provide the cash flow management tools you've signed up for, process your transactions, and generate the reports and insights you need. We also analyze usage patterns to make wobelitopirakora better – though this is done with aggregated, de-identified data.

Sometimes we'll use your contact details to send service updates, security alerts, or information about features that might help your business. You can opt out of marketing communications anytime, though we'll still need to send essential service notifications.

Data Sharing and Third Parties

Service Providers

We work with trusted service providers who help us run wobelitopirakora. This includes cloud hosting providers, payment processors, and analytics tools. These companies only access the minimum data they need to perform their services and are bound by confidentiality agreements.

Legal Requirements

There are situations where Australian law requires us to disclose information. This might happen if we receive a valid court order, need to prevent fraud, or must comply with tax regulations. We'll always verify the legitimacy of such requests before sharing anything.

Business Transfers

If wobelitopirakora is acquired or merges with another company, your information would be part of that transfer. We'd notify you beforehand and ensure the new entity honors this privacy policy.

Your Rights Under Australian Privacy Law

The Privacy Act gives you several rights regarding your personal information. You can access the data we hold about you, request corrections if something's inaccurate, and ask us to delete your information in certain circumstances.

• Request a copy of your personal data in a portable format
• Correct inaccurate or incomplete information
• Request deletion of your account and associated data
• Opt out of marketing communications
• Lodge a complaint with the Office of the Australian Information Commissioner (OAIC)

To exercise these rights, contact us at support@wobelitopirakora.com. We'll respond within 30 days. Some requests might take longer if they're complex, but we'll keep you updated.

Data Security Measures

We protect your information using industry-standard security practices. All data transmission happens over encrypted connections (TLS 1.2 or higher), and we store your information in secure, encrypted databases hosted in Australian data centers.

Access Controls

Only authorized wobelitopirakora staff can access user data, and they're trained in privacy practices. We use multi-factor authentication, regular security audits, and activity monitoring to prevent unauthorized access.

Your Responsibilities

Security is a shared responsibility. Keep your password confidential, enable two-factor authentication on your account, and log out when using shared devices. Let us know immediately if you suspect unauthorized access to your account.

Data Retention and Deletion

We keep your information for as long as your account is active. After you close your account, we retain certain data for seven years to comply with Australian tax and business record-keeping requirements.

Financial transaction records are kept longer than general account information because tax law requires it. Once the retention period expires, we securely delete or anonymize your data so it can't be traced back to you.

Cookies and Tracking

wobelitopirakora uses cookies to remember your preferences, keep you logged in, and understand how people use our platform. Essential cookies are necessary for the service to function. Analytics cookies help us improve the user experience by showing us which features get used most.

You can control cookies through your browser settings, though disabling essential cookies will prevent you from using certain features. We don't use third-party advertising cookies or sell your browsing data to advertisers.

International Data Transfers

Your data is primarily stored on servers located in Australia. However, some of our service providers operate globally, which might mean your information is processed overseas. When this happens, we ensure these providers meet Australian privacy standards through contractual agreements.

Any international transfers comply with Chapter 8 of the Privacy Act, which sets rules for cross-border disclosure of personal information.

Children's Privacy

wobelitopirakora is a business tool designed for adults managing cash flow. We don't knowingly collect information from anyone under 18. If we discover that we've inadvertently collected data from a minor, we'll delete it promptly.

Changes to This Policy

We update this privacy policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you via email or through a prominent notice on the platform. The "Last Updated" date at the top shows when the most recent changes were made.

Continued use of wobelitopirakora after policy updates means you accept the revised terms. If you disagree with changes, you can close your account.

Complaints and Disputes

If you're concerned about how we've handled your personal information, please contact us first. We take complaints seriously and will investigate promptly.

If you're not satisfied with our response, you can lodge a complaint with the Office of the Australian Information Commissioner. They're the independent authority that oversees privacy law in Australia. You can reach them at oaic.gov.au or by calling 1300 363 992.