Master Your Money Before It Masters You
Most people feel anxious when they check their bank balance. Our eight-week program changes that. Learn practical cash flow techniques that help you sleep better at night—without complicated spreadsheets or financial jargon.
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What You'll Actually Learn
This isn't about becoming an accountant. It's about understanding where your money goes and making smarter choices. Each module builds on real scenarios we've seen hundreds of times.
Finding Your Financial Baseline
You can't fix what you don't see. We start by mapping your actual spending patterns—not what you think they are. Most participants discover three to five expenses they'd completely forgotten about.
Building Buffer Systems
Emergency funds sound boring until you need one. Learn how to create financial cushions that protect you from those "of course this happened now" moments without requiring massive lifestyle changes.
Income Flow Optimization
Whether you're salaried, self-employed, or somewhere between, your income has patterns. We help you work with those patterns instead of fighting against them.
Decision-Making Frameworks
Should you buy that thing? Take that opportunity? Make that investment? Develop a personal decision system that matches your values and circumstances—not someone else's rules.
Lennox Harwood
Lead Instructor
15 years helping Australian households gain financial clarity
Learn From Someone Who's Been There
I started teaching this material after nearly losing my house during the 2019 downturn. Turns out having a good income doesn't mean much if you don't know how to manage the flow. Now I work with people across Tasmania and beyond—from tradies to professionals—helping them avoid the mistakes I made.
My approach is straightforward. No shame, no judgment, just practical techniques that work in real life. I've taught over 800 people since 2020, and the feedback that means the most is when someone tells me they stopped lying awake at 3am worrying about money.
Sessions start October 2025 in Launceston, with limited spots to keep discussions personal. This isn't a lecture hall situation—it's more like sitting around a table with people who get it.
Real Skills You Can Use Immediately
Theory is nice. Application is better. Here's what past participants tell us they value most about the program.
Quick Assessment Tools
Simple methods to check your financial health in under five minutes. Know exactly where you stand before making decisions.
Priority Systems
When everything feels urgent, nothing gets done right. Learn to separate actual priorities from noise.
Protection Strategies
Build defenses against common financial traps. Recognize warning signs before small problems become big ones.
Next Program Starts October 2025
Eight Wednesday evenings, 6:30-8:30pm. Maximum 16 participants. Course materials and three months of follow-up support included. Early registration opens June 2025.